Economic meltdown in the United States of America will likely be caused by the reckless behavior of irresponsible lenders who gouge consumers. Many of these lenders are national banks, and as such, can be controlled by a little-known agency of our federal government — the Office of the Comptroller of Currency. What can stop the depression? The same thing that stops a car — the brakes. Call the Comptroller of Currency, John C. Dugan, today. Tell him to crack down on America’s credit card industry immediately in the name of us, the consumers, so our national banking system will indeed be “safe and secure.” His office number is 202-874-4900.